A New Build Lender
not just a lender that does new build
At Accord, we don't just offer new build mortgages, we’re an expert when it comes to them
Our commitment to new build lending means that we understand the unique needs and challenges of your clients.
With our common-sense approach and tailored options, placing your residential application is straightforward and hassle-free.
Laura Mackay at Gail Reid Mortgage Services explains how our great service supports your clients.
Your New Build Experts - Our team of experts are ready on webchat to help with any queries before you apply. And with direct access to our new build underwriters, we can fast-track your application by telling you exactly what’s needed upfront - keeping things smooth, simple, and speedy.
How can our New Build options help your clients?
Criteria Highlights
- Higher LTV lending – up to 95% for new build houses and 90% for flats
- Enhanced Affordability – our affordability calculator takes into account lower utility bills for new build properties
- New Build Development Checker – to check your client's property is acceptable before you submit your application
- Offers valid for 6 months – and can be re-issued for a further 6 months
Helping underserved borrowers
- Boost LTI - increased LTI options up to 5.5x for household earning £50,000 or more (90% LTV as standard, and up to 95% LTV exclusively for first time buyers)
- Cascade Score - an alternative product range for clients who don’t meet our higher LTV scorecard (90% LTV)
- Joint Borrower Sole Proprietor – those who can't borrow enough on their own can add a family member to their mortgage
Our colleagues and brokers explain more about our criteria and how it helps your clients.
Accord Underwriter Amanda Townshend explains how our underwriters can help with your new build cases.
Charlie Tyler, Accord BDM, explains how our expert teams help you deliver the best service to your clients.
What else makes Accord a great choice for new build lending?
- Offers valid for 6 months – and can be re-issued for a further 6 months
- Day 1 valuations as standard
- Up to 40-year mortgage terms
- Products with no fees & free valuation
- Cashback available on selected products
- And to help your clients celebrate 🎉their new home, we’ll send them a Welcome box on your behalf.
Our website criteria search is easy to use and features simple categories organised into Applicant, Product, and Property, and an A-Z index for quick access.